Having a baby is a big event. Especially if it is your first time becoming a parent, many questions arise and there is a lot to organize. If, in addition to this, you have relocated to a new country or have the intention of moving, the circumstances and legislation in your new home must be considered. We therefore explain you everything you need to know about becoming a parent in Switzerland.
Whether you are an employee, self-employed, unemployed or receive a loss-of-earnings allowance at the time of birth, as a mother you are entitled to claim a maternity leave of at least 14 weeks. Even if you wish to start working earlier, due to the federal law, you are prohibited to work in the first eight weeks following childbirth. During this time, you will receive 80% of the average income earned before childbirth.
As a father, you currently are not entitled to get more than one or two days of paternity leave, except your employer has special rules for that case. However, with the adoption of an initiative in September, the situation has changed. After 1st January 2021, fathers are entitled to at least two weeks’ paid paternity leave in the first six months after the childbirth.
Basic health insurance covers certain treatments after the 12th week of your pregnancy through to delivery, without you having to pay the deductible or co-payment, such as
The coverage list is limited. To get a full access to the pregnancy coverage, you would need to conclude a supplementary insurance. We would be happy to explain you the possibilities and assist you in optimally preparing for this special event.
In Switzerland, you have a range of possible birth venues to choose from.
Please note that there is an option to conclude supplementary insurances which give you the access to better hospitalisation circumstances such as single room in every Swiss and private hospital and a free choice of doctor. We would be happy to explain you the options and take care of your needs in a personal consultation.
It’s important to conclude the health insurance for your baby before birth. Acceptance for basic insurance is unconditionally guaranteed. Health insurance companies cannot refuse to accept your child. For supplementary insurances, this is not the case, especially if you apply after birth. We therefore recommend concluding a health insurance two or three months before birth date. Insurers then will usually accept the application for both basic and supplementary coverage. There are different types of coverages for supplementary insurances. After giving birth, you can fill in an additional declaration and get the best coverage for your new-born.
Would you like to get the best coverage for your baby? We take care of this for you. Just get in touch with us, and we happily assist you in finding the optimal solution for you and your new family member.
Navigating the Swiss health insurance system can be challenging for expats, but finding the right plan to meet all your needs is crucial. Within three months of arriving in Switzerland, expats are required to secure compulsory basic health insurance. Failure to do so can result in back payments and fines.
Covid-19 is still present in every aspect of our life. But when do you need to have a test and how do you proceed to get tested? And who will cover the expenses for testing?
Visiting a doctor is certainly not your first priority when you are newly arrived in Switzerland. Nevertheless, it is beneficial to find out about how to find a doctor and register early on so that you are prepared in case of an emergency. In this article, you will find all the important information about this.
As the fall and winter seasons approach, it's a reminder for many to think about switching health insurance providers. You are not satisfied with your health insurance and are considering switching to another insurance company? In this article you will find all the important information about changing your health insurance.
You are new in Switzerland and would like to know what to consider when registering with a health insurance company? In the following article, we explain which deadlines apply and what is important when registering.
Rising healthcare costs are a cause for concern, especially in light of the average premium hike of 9% in 2024, with further increases in the years to come. In such challenging times, many people in Switzerland are seeking ways to minimize their financial burden. This is where "splitting" comes into play.
Medications are becoming increasingly complex, and new pharmaceuticals are hitting the market often at high price points. Expat Services Switzerland is here to inform expats to the country on how your medications, vaccinations, and check-ups are paid for.
You’ve newly arrived in Switzerland, concluded your basic health insurance on time, and started to settle in. Yet the first time you have actual healthcare expenses, you get stiffed with a high bill and rightfully ask yourself “how is THIS not covered by basic insurance?”.
Switzerland has a high-quality healthcare system, but finding the right health insurance as a foreigner is tough. If you’re new to the country, you legally must be insured within 3 months of your arrival. That’s why we’ve put together a list of the top health insurance providers for foreigners in Switzerland, each with unique benefits. Here’s our top 8 recommendations for 2024, formed by our independent insurance experts.
For foreigners moving to Switzerland, understanding the health insurance landscape is crucial. This guide will show you how to find the best health insurance available in 2024. The government mandates a basic health insurance plan, but you can also choose additional, private supplementary insurance for better coverage.
