Having a baby is a big event. Especially if it is your first time becoming a parent, many questions arise and there is a lot to organize. If, in addition to this, you have relocated to a new country or have the intention of moving, the circumstances and legislation in your new home must be considered. We therefore explain you everything you need to know about becoming a parent in Switzerland.
Whether you are an employee, self-employed, unemployed or receive a loss-of-earnings allowance at the time of birth, as a mother you are entitled to claim a maternity leave of at least 14 weeks. Even if you wish to start working earlier, due to the federal law, you are prohibited to work in the first eight weeks following childbirth. During this time, you will receive 80% of the average income earned before childbirth.
As a father, you currently are not entitled to get more than one or two days of paternity leave, except your employer has special rules for that case. However, with the adoption of an initiative in September, the situation has changed. After 1st January 2021, fathers are entitled to at least two weeks’ paid paternity leave in the first six months after the childbirth.
Basic health insurance covers certain treatments after the 12th week of your pregnancy through to delivery, without you having to pay the deductible or co-payment, such as
The coverage list is limited. To get a full access to the pregnancy coverage, you would need to conclude a supplementary insurance. We would be happy to explain you the possibilities and assist you in optimally preparing for this special event.
In Switzerland, you have a range of possible birth venues to choose from.
Please note that there is an option to conclude supplementary insurances which give you the access to better hospitalisation circumstances such as single room in every Swiss and private hospital and a free choice of doctor. We would be happy to explain you the options and take care of your needs in a personal consultation.
It’s important to conclude the health insurance for your baby before birth. Acceptance for basic insurance is unconditionally guaranteed. Health insurance companies cannot refuse to accept your child. For supplementary insurances, this is not the case, especially if you apply after birth. We therefore recommend concluding a health insurance two or three months before birth date. Insurers then will usually accept the application for both basic and supplementary coverage. There are different types of coverages for supplementary insurances. After giving birth, you can fill in an additional declaration and get the best coverage for your new-born.
Would you like to get the best coverage for your baby? We take care of this for you. Just get in touch with us and we happily assist you in finding the optimal solution for you and your new family member.
