Every Swiss citizen is obliged to conclude a compulsory basic health insurance agreement with an insurance company. Therefore, also expats newly-arrived in Switzerland are required to conclude a compulsory health insurance agreement within the first three months. In case of illness or accident, the compulsory basic insurance includes services established by the law, but the insured person always incurs a certain part of expenses. Since some services are not covered by the compulsory health insurance, additional types of insurance called ambulant and hospital supplementary insurance are proposed. They cover further needs such as for instance therapeutic alternatives or outpatient treatment abroad.
Rising healthcare costs are a cause for concern, especially in light of the average premium hike of 9% in 2024, with further increases in the years to come. In such challenging times, many people in Switzerland are seeking ways to minimize their financial burden. This is where "splitting" comes into play.
As the fall and winter seasons approach, it's a reminder for many to think about switching health insurance providers. You are not satisfied with your health insurance and are considering switching to another insurance company? In this article you will find all the important information about changing your health insurance.
Moving is an exciting time. Visiting a doctor is certainly not your first priority when you are newly arrived in Switzerland. Nevertheless, it is beneficial to find out about how to find a doctor and register early on so that you are prepared in case of an emergency. In this article, you will find all the important information about this.
Having a baby is a big event. We therefore explain you everything you need to know about becoming a parent in Switzerland.
Covid-19 is still present in every aspect of our life. But when do you need to have a test and how do you proceed to get tested? And who will cover the expenses for testing?
Finding the right health insurance that meets all your personal needs is not easy.